The 2013 review of retirement income policies considered the balance between eight separate objectives which overlap and sometimes even compete with each other. These position papers are intended to promote debate and understanding so a consensus can develop on what constitutes sustainable policy.
New Zealand has chosen a unique mix of these objectives for its retirement income framework. This mix may change over time, although overall policy needs to remain sustainable without frequent or unexpected changes. Future costs will have to be manageable and it is important to have a broad public consensus about policy directions.