Comparison of the New Zealand and Australian Retirement Income Systems Last Publication Date: 01 Mar 2013 There are two main differences between the retirement systems of Australia and New Zealand. First, Australia’s age pension is means tested while New Zealand’s is universal.…
Retirement Security and Financial Literacy in New Zealand: Policy Lessons from Abroad Last Publication Date: 01 Mar 2013 Most industrialized countries have in recent decades seen their long-standing retirement income policies challenged by demographic challenges (longer life expectancy and lower fertility rates), accompanied by…
The financial system post the GFC: roles, regulation and responsibilities Last Publication Date: 01 Mar 2013 For the financial system, the Global Financial Crisis of 2008/9 has been the largest seismic event for at least 70 years. While the crisis is not…
Workforce participation of older workers as an element of New Zealand’s Retirement Income Framework: A Review of Existing Knowledge and Data Last Publication Date: 01 Mar 2013 As elsewhere, New Zealand faces major challenges in successfully managing the trend known as ‘population ageing’ (Jackson, 2007), illustrated at Figures 1 and 2. Although structurally…
Housing Assets: A Paper for the 2013 Review of Retirement Income Last Publication Date: 01 Mar 2013 This paper explores the connections between housing assets and retirement incomes. Older people’s high rates of home ownership today and rising house prices from about the…
Policy position papers Last Publication Date: 01 Jan 2013 The 2013 review of retirement income policies considered the balance between eight separate objectives which overlap and sometimes even compete with each other. These position papers…
New Zealand's Retirement Framework: trends, continuity, change Last Publication Date: 12 Dec 2012 The New Zealand Superannuation and Retirement Income Act 2001 requires the Retirement Commissioner to review the retirement income policies being implemented by the Government at three…
The Impact of Cultural Factors on Women's Retirement Income Last Publication Date: 01 Nov 2012 This paper relates to research that was commissioned to identify cultural and ethnic factors that might inhibit the ability of women to accumulate net worth. The…
Property (Relationships) Amendment Act 2001 and Retirement: Are Separated Women More Disadvantaged Than Men? Last Publication Date: 01 Aug 2012 This report was commissioned by the Commission for Financial Literacy and Retirement Income (the “Commission”) in November 2011. It is one part of a larger project…
Women’s Retirement Income: A Comparative Analysis of Four Women’s Stories Last Publication Date: 01 Apr 2012 This report summarises the findings from interviews with four women in their midfifties. The key purpose of the interviews was to find out about the women’s…
